The Terms

📄 TRUECARE INSURANCE – TERMS & CONDITIONS

Effective Date: 1/1/2025

Welcome to TrueCare Insurance (“TrueCare,” “we,” “our,” or “us”). By accessing our website, submitting your information, or using our services, you agree to the following Terms & Conditions. Please read these carefully.

1. Acceptance of Terms

By using our website (truecarehealths.co) or communicating with our licensed agents, you acknowledge that you have read, understood, and agreed to be bound by these Terms & Conditions. If you do not agree, please discontinue use of our site and services.

2. Services Provided

TrueCare Insurance is a licensed insurance agency offering:

  • Medicare plans

  • ACA/Marketplace health plans

  • Under-65 private health plans

  • Term Life, Whole Life, IUL, Final Expense, Mortgage Protection

  • Agent assistance and guidance

All quotes, recommendations, and plan comparisons are based on the information you provide.

3. No Guarantee of Coverage

Submitting information or requesting a quote does not guarantee enrollment or approval for any insurance plan.

Eligibility is determined by:

  • Federal and state insurance laws

  • Carrier underwriting guidelines

  • Accuracy of the information you provide

We are not responsible for inaccurate or incomplete information submitted by the user.

4. Accuracy of Information

You agree that any information you submit to TrueCare is:

  • True

  • Accurate

  • Complete

Providing false or misleading information may affect your eligibility for insurance coverage.

5. Communication Consent

By submitting your information, you consent to be contacted by TrueCare via:

  • Phone

  • SMS/text

  • Email

  • Automated messages (where permitted by law)

You may opt out at any time by replying “STOP” to text messages or contacting us directly.

6. No Professional Legal or Tax Advice

TrueCare provides insurance-related information only.

We do not provide:

  • Legal advice

  • Tax advice

  • Financial investment advice

You should consult a professional for those services.

7. Third-Party Links & Partners

TrueCare may reference or link to third-party websites, carriers, or partner services.

We are not responsible for:

  • Content on third-party sites

  • Privacy practices of third parties

  • Errors or omissions outside our control

You access those sites at your own risk.

8. Call Recording Disclosure

In accordance with industry compliance standards, all calls may be recorded for:

  • Quality assurance

  • Regulatory compliance

  • Training

  • Documentation required by CMS and state insurance authorities

By using our services, you consent to call recording where permitted by law.

9. Limitation of Liability

TrueCare Insurance is not liable for:

  • Decisions you make based on information provided

  • Carrier underwriting decisions

  • Enrollment processing delays outside our control

  • Misinterpretation of plan details

  • Losses or damages arising from website use

To the fullest extent permitted by law, you agree that TrueCare is not responsible for any indirect, incidental, or consequential damages.

10. Not a Government Agency

TrueCare Insurance is not affiliated with Medicare, CMS, Healthcare.gov, or any government agency.

We are an independent, licensed insurance brokerage.

11. Intellectual Property

All content on this site is owned by TrueCare, including:

  • Text

  • Graphics

  • Logos

  • Layout

  • Design

  • Branding

You may not copy, reproduce, or distribute any material without written permission.

12. Termination

We reserve the right to:

  • Terminate access to the site

  • Refuse service

  • Cancel or suspend accounts

at our discretion, without notice.

13. Governing Law

These Terms & Conditions are governed by the laws of:

The State of Florida, USA

Any disputes must be resolved in a Florida court of competent jurisdiction.

14. Updates to These Terms

TrueCare may update these Terms at any time.

Any changes will be posted with a new effective date.

Continued use of the site constitutes acceptance of those changes.

15. Contact Us

If you have questions about these Terms & Conditions, contact us:

TrueCare Insurance

📧 Email: support@truecarehealths.co

📞 Phone: 786-202-6464

🌐 Website: truecarehealths.co